Tag Archives: purchase a home in Fredericksburg

New Regulations for Homeowners in 2015

Posted on January 6, 2015 by ginnyfredericksburghomes

    There are new Regulations on HVAC systems and water heaters that will go into effect in 2015 for homeowners. AC equipment standards will increase to increase the energy efficiency of the Unit. The SEER (seasonal energy efficient ratio) will … Continue reading →

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First Time Homebuyer Incentives in Fredericksburg, VA

Posted on August 26, 2014 by ginnyfredericksburghomes

    There is a new First Time Homebuyer Incentive in Fredericksburg, VA!  FHA’s new HAWK program (Homeowners Armed with Knowledge) begins October 1, 2014 and provides FHA Mortgage Insurance discounts. Homebuyers will need to  obtain counseling and education on home buying … Continue reading →

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Military Relocation Professional (MRP) Ginny Vickers

Posted on March 5, 2014 by ginnyfredericksburghomes

Military Relocation Professional (MRP) is one of the National Association of Realtors (NAR) newest Certifications. With the number of Military (Active duty, Reserves, Former, and Retiring) in our area, the need for MRP was way overdue. Real Estate Professionals can … Continue reading →

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Why do I Need Title Insurance in Fredericksburg, VA?

Posted on February 12, 2014 by ginnyfredericksburghomes

Why do I need Title Insurance in Fredericksburg, Va when I purchase a house? Is it really necessary? Buying a home can be complicated and there are dangers that can occur without it. Your Title Co does a Title search … Continue reading →

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New Mortgage Regulations 2014- Dodd/ Frank

Posted on January 16, 2014 by ginnyfredericksburghomes

      The New Mortgage Regulations for 2014 went into effect 1/10/14. The purpose is to protect consumers against risky lending practices……10 years too late.  Stricter regulations have been added for all lending practices. There will now be what’s … Continue reading →

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Problems with Mineral Rights and Builders in Fredericksburg, Va

Posted on October 25, 2013 by ginnyfredericksburghomes

        We are seeing problems with Mineral Rights and Builders in Fredericksburg, VA. Buyer Beware! More Builders are retaining Mineral Rights to homes they build and sell. What does that mean to homebuyers?? Homeowners own these homes … Continue reading →

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Smoking Can Affect a Home’s Resale Value in Fredericksburg, Va

Posted on October 15, 2013 by ginnyfredericksburghomes

Smoking can affect a home’s resale value in Fredericksburg, Va by an average of 20%. This could be more if buyers are nonsmokers or have young children or are extremely sensitive. Many Realtors say it’s harder to sell a home … Continue reading →

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Embrey Mill- Stafford’s Newest Planned Community

Posted on September 30, 2013 by ginnyfredericksburghomes

I had the pleasure of previewing Embrey Mill- Stafford’s Newest Planned Community this week. Embrey Mill is located just off I95 Exit 140 off Courthouse Rd. near Austin Ridge. This is such a great location……with easy access to I 95, … Continue reading →

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901 Eastern View Dr. 22405- Great Starter Home

Posted on September 24, 2013 by ginnyfredericksburghomes

       901 Eastern View Dr. 22405 is a great Starter home in Stafford just north of downtown Fredericksburg. This cute Rambler has 3 bedrooms and a large eat in kitchen.  As you enter the home, you are greeted … Continue reading →

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It’s a Good Idea to Have Renters Insurance in Fredericksburg, Va

Posted on September 16, 2013 by ginnyfredericksburghomes

Renters Insurance? Do you need it? Is it required? It’s a good idea to have renters insurance in Fredericksburg, Va. Some landlords do require it. Some don’t. It’s a relatively inexpensive insurance to carry and well worth the cost. It’s … Continue reading →

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