Tag Archives: First Time homebuyers

Building Permits in Fredericksburg, VA

    Do you need a Building Permit in Fredericksburg, VA? Building codes vary from State to State and Area to Area. Generally, if you are making any structural changes to your property, it is recommended to get a Building … Continue reading

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New Regulations for Homeowners in 2015

    There are new Regulations on HVAC systems and water heaters that will go into effect in 2015 for homeowners. AC equipment standards will increase to increase the energy efficiency of the Unit. The SEER (seasonal energy efficient ratio) will … Continue reading

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First Time Homebuyer Incentives in Fredericksburg, VA

    There is a new First Time Homebuyer Incentive in Fredericksburg, VA!  FHA’s new HAWK program (Homeowners Armed with Knowledge) begins October 1, 2014 and provides FHA Mortgage Insurance discounts. Homebuyers will need to  obtain counseling and education on home buying … Continue reading

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Military Relocation Professional (MRP) Ginny Vickers

Military Relocation Professional (MRP) is one of the National Association of Realtors (NAR) newest Certifications. With the number of Military (Active duty, Reserves, Former, and Retiring) in our area, the need for MRP was way overdue. Real Estate Professionals can … Continue reading

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2014 Tax Assessments in Stafford and Spotsylvania Counties

      It’s time for our 2014 Tax Assessments in Stafford and Spotsylvania Counties again. Properties are reassessed here every 2 years. Many of you in Spotsylvania County have received yours in January. Stafford’s should be out shortly. Spotsylvania’s … Continue reading

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Why do I Need Title Insurance in Fredericksburg, VA?

Why do I need Title Insurance in Fredericksburg, Va when I purchase a house? Is it really necessary? Buying a home can be complicated and there are dangers that can occur without it. Your Title Co does a Title search … Continue reading

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New Mortgage Regulations 2014- Dodd/ Frank

      The New Mortgage Regulations for 2014 went into effect 1/10/14. The purpose is to protect consumers against risky lending practices……10 years too late.  Stricter regulations have been added for all lending practices. There will now be what’s … Continue reading

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Problems with Mineral Rights and Builders in Fredericksburg, Va

        We are seeing problems with Mineral Rights and Builders in Fredericksburg, VA. Buyer Beware! More Builders are retaining Mineral Rights to homes they build and sell. What does that mean to homebuyers?? Homeowners own these homes … Continue reading

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Smoking Can Affect a Home’s Resale Value in Fredericksburg, Va

Smoking can affect a home’s resale value in Fredericksburg, Va by an average of 20%. This could be more if buyers are nonsmokers or have young children or are extremely sensitive. Many Realtors say it’s harder to sell a home … Continue reading

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Embrey Mill- Stafford’s Newest Planned Community

I had the pleasure of previewing Embrey Mill- Stafford’s Newest Planned Community this week. Embrey Mill is located just off I95 Exit 140 off Courthouse Rd. near Austin Ridge. This is such a great location……with easy access to I 95, … Continue reading

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