Tag Archives: buying a house in fredericksburg

How to Choose a Realtor in Fredericksburg, VA

  There are some people that think all Realtors are the same. That would be like saying all Drs or Lawyers or Teachers are all the same. There are good and bad in every profession. So how do you choose … Continue reading

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Building Permits in Fredericksburg, VA

    Do you need a Building Permit in Fredericksburg, VA? Building codes vary from State to State and Area to Area. Generally, if you are making any structural changes to your property, it is recommended to get a Building … Continue reading

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New Regulations for Homeowners in 2015

    There are new Regulations on HVAC systems and water heaters that will go into effect in 2015 for homeowners. AC equipment standards will increase to increase the energy efficiency of the Unit. The SEER (seasonal energy efficient ratio) will … Continue reading

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First Time Homebuyer Incentives in Fredericksburg, VA

    There is a new First Time Homebuyer Incentive in Fredericksburg, VA!  FHA’s new HAWK program (Homeowners Armed with Knowledge) begins October 1, 2014 and provides FHA Mortgage Insurance discounts. Homebuyers will need to  obtain counseling and education on home buying … Continue reading

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Buying a Home After a Short Sale or Foreclosure

    Many Homeowners are again interested in buying a home after a short sale or foreclosure. Those hurt by the Recession are now becoming eligible to purchase homes again. FHA’s Back to Work Program reduces the waiting time to just … Continue reading

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Military Relocation Professional (MRP) Ginny Vickers

Military Relocation Professional (MRP) is one of the National Association of Realtors (NAR) newest Certifications. With the number of Military (Active duty, Reserves, Former, and Retiring) in our area, the need for MRP was way overdue. Real Estate Professionals can … Continue reading

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2014 Tax Assessments in Stafford and Spotsylvania Counties

      It’s time for our 2014 Tax Assessments in Stafford and Spotsylvania Counties again. Properties are reassessed here every 2 years. Many of you in Spotsylvania County have received yours in January. Stafford’s should be out shortly. Spotsylvania’s … Continue reading

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Why do I Need Title Insurance in Fredericksburg, VA?

Why do I need Title Insurance in Fredericksburg, Va when I purchase a house? Is it really necessary? Buying a home can be complicated and there are dangers that can occur without it. Your Title Co does a Title search … Continue reading

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New Mortgage Regulations 2014- Dodd/ Frank

      The New Mortgage Regulations for 2014 went into effect 1/10/14. The purpose is to protect consumers against risky lending practices……10 years too late.  Stricter regulations have been added for all lending practices. There will now be what’s … Continue reading

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Problems with Mineral Rights and Builders in Fredericksburg, Va

        We are seeing problems with Mineral Rights and Builders in Fredericksburg, VA. Buyer Beware! More Builders are retaining Mineral Rights to homes they build and sell. What does that mean to homebuyers?? Homeowners own these homes … Continue reading

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